Reader’s Question:

What are the possible penalties for driving without car insurance in Texas? Will getting car insurance comparison guarantee that I get the most reasonable rates?

Gabriel

Dallas, TX

Two out of ten drivers in the State of Texas do not have car insurance coverage. Imagine how it will be if you happen to be one of those conscientious drivers who gets his or her car hit by one of these irresponsible drivers. You would be considered fortunate if you got out of it unscathed. But what if there were serious bodily injuries and considerable damages to your property? Would it not be reassuring if the other party involved in the car crash be able to pay you back? But the unfortunate fact is that car insurance laws are still ignored. It is for this reason that the Lone Star State has devised laws to punish offenders severely.

An insurance verification program was launched by the Texas government to hunt down uninsured motorists. This was launched on the 2nd of June 2008 and was headed by the Texas Department of Safety troopers. In this program, drivers without auto insurance coverage are issued tickets that go with a $350 fine and potential suspension of license. Second-time offenders will be ordered to pay a fine that could go up to $1,000 and an automatic suspension of driving privileges is imposed. Meanwhile, their cars will be sent to the county impound. Although most counties have a hard time dealing with the increasing number of impounded vehicles, Dallas has proven to be quite effective on this matter.
So, save yourself from this headache. Start obtaining car insurance comparison rates by making calls to licensed insurance brokers. You may also find the Internet very helpful when getting comparison rates. This way, you are sure that you have the most reasonable prices.

Tags: auto insurance coverage, car insurance rate, driving without insurance, traffic violation